Homeownership starts here

Our comprehensive homebuyer education and housing counseling program can help you simplify the homebuying process – every step of the way.

Our comprehensive homebuyer education and housing counseling program can help you simplify the homebuying process – every step of the way.

Homeownership is complicated. Get ready to purchase a home with our Homebuyer Education Program.

HUD Approved Housing Counseling Agency

Beyond Housing is the largest HUD-approved agency for homebuyer education and housing counseling in the St. Louis metro area. We help hundreds of people become homeowners every year.

HUD Approved Housing Counseling Agency

Beyond Housing is the largest HUD-approved agency for homebuyer education and housing counseling in the St. Louis metro area. We help hundreds of people become homeowners every year.

Get started by joining our FREE weekly orientation.

Learn about the home purchasing process, as well as important information about household budgeting, upkeep, and affordability. With our safe and secure online portal, our counselors will help you manage the process – wherever you are, whenever you want. 

Homebuyer Education classes are available online – on your schedule – or in-person. 

*PLEASE NOTE: Completion is NOT a guarantee of down payment assistance or mortgage approval. Class fees are non-refundable.

You’re not in this alone.

Our HUD-Certified Housing Counselors can help every step of the way.

You’re not in this alone.

Our HUD-Certified Housing Counselors can help every step of the way.

We’re ready to help.

Fill out this form to learn how to get started.

Our Steps to Homeownership

1

Orientation & Enrollment

Our FREE virtual orientation provides an overview of our services and how to get enrolled.

Create an account and schedule your homebuyer education course. You can take it online at your own pace or in-person at our headquarters in Pine Lawn.

Your certificate of completion will be good for two years. The course fee is $125. See below for details. After your course, you will receive a Homebuyer Education Certificate, which may be required for some downpayment assistance programs.

2

Homebuyer Education

Costs $125 and is available online or in-person. Learn about financial planning and the home buying process.

3

Homeownership Counseling

Costs $75. Work with our HUD-Certified Counselor to make your action plan for moving toward homeownership.

4

Downpayment Assistance

Zero interest loans for first time buyers! Subject to eligibility criteria. Borrowers must contribute $1000. Homebuyer Education and Counseling must be complete in order to apply.

5

Enjoy your new home!

If you need help creating an account, please contact
hbeinfo@beyondhousing.org

Online Training

Complete our online Homebuyer Education on your schedule.

The Homebuyer Education class is pre-recorded, so you can take it at any time. The class takes about 4-6 hours to complete, and you can log in and out at your convenience. 

The class is available in English or Spanish. The fee is $125.00.

Upcoming in-person classes

For those who prefer a more personal setting

Saturday classes

The in-person class takes about 8 hours, with a break for lunch (included in the cost)

The fee for classroom training, including lunch and all materials, is $125.00.

All Saturday in-person classes are held at:

Beyond Housing

6506 Wright Way

St. Louis, MO 63121

Walk-ins not accepted. Registration for Saturday closes at 9AM on the Monday before class.

Get started by joining us for our FREE weekly orientation.

Las siguientes clases se presentarán en español

Los participantes deben asistir a ambas sesiones (Martes y Jueves) en el mismo mes.

El costo de la capacitación en el salón de clases, incluida la cena y todos los materiales, es de $125.00.

Todas las clases presenciales se llevan a cabo en:

Rosie Shields Manor

6810 Page Ave.

St. Louis, MO 63133

No se aceptan visitas sin cita previa. La inscripción para las clases de Martes/Jueves (español) cierra a las 9AM el viernes antes de la clase.

Hispanic Chamber of Commerce of Metropolitan St. Louis

HOW DOES THE HOMEBUYER EDUCATION PROGRAM WORK?
The Homebuyer Education Program is designed to educate, counsel, advocate, and assist homebuyers with the homebuying process. We do this by providing homebuyer education that covers the benefits of homeownership, credit, lending practices, home inspections, and more. Our homeownership advisors assist with credit building, budgeting, and savings plans.


HOW DO I KNOW IF I AM HOMEOWNERSHIP READY?
A one-on-one advising session can help determine if you are ready for homeownership.


DO I QUALIFY FOR DOWN PAYMENT ASSISTANCE?
For information on that Program, visit the Downpayment Assistance page. In your one-to-one session, our HUD-Certified Homeownership Counselor can help you review and understand down payment assistance eligibility criteria.

FEES ARE AS FOLLOWS:

  • HUD approved Home Buyer Education class are $125, paid upon registration.
  • HUD approved Housing Counseling has a one-time fee of $75, paid when you schedule.  
  • Tri-merged credit pull is $20.81 per individual.

Fees are non-refundable. 

RESCHEDULING OR CANCELLING IN-PERSON CLASSES

In the event that you are unable to attend class, 24-hours notice is required prior to the course start time. If requested before the 24-hour window, Beyond Housing will reschedule your class for a future onsite course on our calendar. The option to take the online education course in lieu of the onsite course will be made available by contacting Beyond Housing directly.

 

CANCELLED OR POSTPONED CLASS

Occasionally, classes are cancelled or postponed by Beyond Housing due to low enrollment, weather conditions or other situations affecting volunteers, personnel or staff.  In the event that a class is cancelled or postponed by Beyond Housing, we will place you in the next available class and rescheduling.  In this case, please contact Beyond Housing directly for seating availability. You can apply your payment to an online course if another onsite class is not available.

The information you provide to Beyond Housing shall be collected, used and disclosed in accordance with our Privacy Policy.

BH Horiz Logo

Beyond Housing is a nationally recognized community development organization that works to strengthen families and transform under-resourced communities to create a stronger, more equitable, and prosperous St. Louis region—once and for all.

We are the largest HUD-approved Housing Counseling Agency and number one provider of down payment assistance in the St. Louis metro area. We help hundreds of people become homeowners every year.

Last year alone, we awarded nearly $500,000 in down payment assistance to people just like you.